Scroggs-Proctor was born July 15, 1951 in Seward to Tessie and Lonnie Scroggs Sr. She attended school in Kodiak and Homer. She lived in Homer off and on most of her life. She spent a winter on Montague Island in 1970. After graduating from the Alaska Skill Center she moved to Fairbanks where she worked as a pipefitter on the Trans-Alaska Pipeline. In the 1980s she worked in Galena and traveled up and down the Yukon River working at various jobs.

Scroggs-Proctor suffered and fought a long battle with cancer and other serious illnesses right to the end. Her family said, "Like her mother Tessie she liked to travel. She loved flowers and took great pride in Homer's elder care. She enjoyed people and was always lending a helping hand. At times she could be stubborn, headstrong and difficult, but so lovable, witty, funny and high spirited. She had a heart as good as gold and was a kindred spirit. She has moved on to a better place and finally found peace.

"We express our deep appreciation to all her friends for their unconditional love given to her and their understanding, support and help. She was loved by many and will be missed but not forgotten. Terrie is unforgettable."

She was preceded in death by her mother, Tessie Scroggs of Homer. She is survived by her father Lonnie Scroggs Sr. of Seward, sister Cathy Berg of Palmer, brothers Rick Scroggs of Anchorage, Lonnie Scroggs of Tennessee, daughters Wendy Banks-Francis of Oregon, BriAnn Toth of Seward, her partner in life Eddie DeSylva of Homer and many aunts, uncles, nieces and nephews.